Commonwealth Consolidated Regulations Commonwealth Consolidated RegulationsFor the purposes of subparagraph 133BD(1)(b)(ii) of the Act, a requirement for the provision of up - to - date information to a consumer if a Key Facts Sheet contains information that has ceased to be up - to - date is that the licensee provides the up - to - date information no later than the time at which the licensee provides the consumer with the credit card to which the Key Facts Sheet related.