The amendments made by items 4 to 12 and item 14
of Schedule 1 to the Treasury Laws Amendment (Putting Consumers
First--Establishment of the Australian Financial Complaints Authority)
Regulations 2018 apply on and after the day, under item 44 of
Schedule 1 to the Treasury Laws Amendment (Putting Consumers
First--Establishment of the Australian Financial Complaints Authority) Act
2018 , on and after which the amendments made by Part 3 of Schedule
1 to that Act apply.