Commonwealth Consolidated Regulations Commonwealth Consolidated RegulationsThe amendments made by items 4 to 12 and item 14 of Schedule 1 to the Treasury Laws Amendment (Putting Consumers First--Establishment of the Australian Financial Complaints Authority) Regulations 2018 apply on and after the day, under item 44 of Schedule 1 to the Treasury Laws Amendment (Putting Consumers First--Establishment of the Australian Financial Complaints Authority) Act 2018 , on and after which the amendments made by Part 3 of Schedule 1 to that Act apply.