Commonwealth Consolidated Regulations Commonwealth Consolidated Regulations(1) For the purposes of paragraph 16(9)(b) of the Code, a credit provider must not give a precontractual document to a debtor for the purposes of section 16 of the Code by a particular means involving electronic communication unless:
(a) the debtor, after being informed of the matters set out in subregulation (2), consents to the credit provider giving precontractual documents to the debtor by that means; and
(b) the precontractual document is given in such a manner that it is reasonable to expect that the debtor will be able to save the document to an electronic file and print it.
(2) For the purposes of paragraph (1)(a), the matters are that, if the debtor consents to the credit provider giving precontractual documents to the debtor by that particular means:
(a) the credit provider might not give precontractual documents to the debtor in paper form in the future; and
(b) the debtor should regularly check for electronic communications from the credit provider about precontractual documents; and
(c) such consent may be withdrawn at any time.
Note: Regulation 72A provides additional requirements for giving precontractual documents to debtors by means of electronic communication.