Western Australian Consolidated Regulations (1) In this
regulation —
default means failure by a customer to pay a
charge or any other amount specified in a bill.
(2) A retail supplier
may only provide information about a default to a credit reporting agency if
the default relates to a bill issued by the retail supplier.
(3) If the customer
remedies the default the retail supplier must inform the credit reporting
agency immediately of that fact.
(4) If the
customer —
(a)
remedies the default or enters into an arrangement with the retail supplier to
remedy the default; and
(b)
demonstrates to the retail supplier that extenuating circumstances led to the
default,
the retail supplier
must request the credit reporting agency to remove the information about the
default from the customer’s record.
(5) A retail supplier
must not provide information about a default to a credit reporting agency
if —
(a) the
customer has made a complaint in good faith relating to the default and the
complaint has not been resolved; or
(b) the
default relates to a portion of the bill that the customer has asked the
retail supplier to review.